Professional Indemnity Insurance

Providing you with cover for information or advice that could cause a financial loss.

Professional Indemnity Insurance

Providing you with cover for information or advice that could cause a financial loss

We have noticed that Councils are becoming more involved in areas where they provide information or advice that may cause a third party a financial loss which at present is not covered by their insurance policies. If this is something the council are involved in or considering, then we would strongly recommend a Professional Indemnity policy is arranged.

You should consider Professional Indemnity Insurance if you:

  • give advice or offer a professional service that can be challenged
  • handle data
  • are considered to be a professional, specialist, expert or authority in your field

We have noticed that Councils are becoming more involved in areas where they provide information or advice that may cause a third party a financial loss which at present is not covered by their insurance policies. If this is something the council are involved in or considering, then we would strongly recommend a Professional Indemnity policy is arranged.

You should consider Professional Indemnity Insurance if you:

  • give advice or offer a professional service that can be challenged
  • handle data
  • are considered to be a professional, specialist, expert or authority in your field

Do I need Professional Indemnity (PI) Insurance?

Here are some reasons why you may need Professional Indemnity Insurance which might help make things clearer:

  • You provide advice and consultancy  – Clients can claim compensation if there’s a mistake in the advice you’ve given
  • You provide an expert service – In case you make a mistake in designs, plans or calculations
  • You handle people’s information – You could face claims if you accidentally disclose data or infringe on a client’s legal rights
  • A client insists you have it – Many clients will require that you have professional indemnity insurance in place before you can start working for them
  • Your professional body requires it – You might belong to a professional body or industry association where professional indemnity insurance is compulsory

Do I need Professional Indemnity (PI) Insurance?

Here are some reasons why you may need Professional Indemnity Insurance which might help make things clearer:

  • You provide advice and consultancy  – Clients can claim compensation if there’s a mistake in the advice you’ve given
  • You provide an expert service – In case you make a mistake in designs, plans or calculations
  • You handle people’s information – You could face claims if you accidentally disclose data or infringe on a client’s legal rights
  • A client insists you have it – Many clients will require that you have professional indemnity insurance in place before you can start working for them
  • Your professional body requires it – You might belong to a professional body or industry association where professional indemnity insurance is compulsory

What kind of claims can Professional Indemnity Insurance provide cover for?

Professional Indemnity Insurance is designed to protect you against the cost of dealing with a claim from a disgruntled customer. Whether that’s due to a mistake in measurements or strategic advice that ends up losing a client money, it’s important to ensure you’re covered should an error occur.

For example, you may be faced with paying compensation to a client if they make a claim of:

    • Negligence – Losing or misplacing confidential documents.
    • Infringement of intellectual property rights – Using a copyrighted image or photo without getting the appropriate rights or licence.
    • Breach of confidence – sharing confidential or commercially sensitive information without consent

What kind of claims can Professional Indemnity Insurance provide cover for?

Professional Indemnity Insurance is designed to protect you against the cost of dealing with a claim from a disgruntled customer. Whether that’s due to a mistake in measurements or strategic advice that ends up losing a client money, it’s important to ensure you’re covered should an error occur.

For example, you may be faced with paying compensation to a client if they make a claim of:

    • Negligence – Losing or misplacing confidential documents.
    • Infringement of intellectual property rights – Using a copyrighted image or photo without getting the appropriate rights or licence.
    • Breach of confidence – sharing confidential or commercially sensitive information without consent

Want to know more?

If you need more information or would like a no obligation quotation please contact Kevin Millard on 01483 462897 or email kevin_millard@ajg.com

Want to know more?

If you need more information or would like a no obligation quotation please contact Kevin Millard on 01483 462897 or email kevin_millard@ajg.com

Get a quote

To register your interest for  a no obligation quotation please complete the contact form and we will respond shortly. Should you require an urgent quotation please contact one of our team on 01483 462860 who will be happy to assist you. Our quotation process does not require any forms to be completed and all quotes are valid for 60 days.

Note: Your details are kept strictly confidential as per our Privacy Policy.

Name: *

Email: *

Company:

Phone number: *

I would like to discuss:

Renewal Date:

Additional Information:

In addition to responding to your query submitted via this webpage, we’d like to tell you about our products or services that may interest you. Please tick if you would like to hear about these by:





Get a quote

To register your interest for  a no obligation quotation please complete the contact form and we will respond shortly. Should you require an urgent quotation please contact one of our team on 01483 462860 who will be happy to assist you. Our quotation process does not require any forms to be completed and all quotes are valid for 60 days.

Note: Your details are kept strictly confidential as per our Privacy Policy.

Name: *

Email: *

Company:

Phone number: *

I would like to discuss:

Renewal Date:

Additional Information:

In addition to responding to your query submitted via this webpage, we’d like to tell you about our products or services that may interest you. Please tick if you would like to hear about these by:





You can opt out of marketing communications at any time by contacting us

 

Came and company local council insurance is the trading name of Arthur J. Gallagher Insurance Brokers Limited.  We are the data controller of any personal information you provide to us or personal information that has been provided to us by a third party.  We collect and process information about you in order to arrange insurance policies and to process claims. Your information is also used for business purposes such as fraud prevention and detection and financial management. This may involve sharing your information with third parties such as insurers, reinsurers, other brokers, claims handlers, loss adjusters, credit reference agencies, service providers, professional advisors, our regulators, police and government agencies or fraud prevention agencies.

 

We may record telephone calls to help us monitor and improve the service we provide.   For further information on how your information is used and your rights in relation to your information please see our privacy policy.  If you are providing personal data of another individual to us, you must tell them you are providing their information to us and show them a copy of this notice.

Our Partners

Remember that when buying insurance, it is cover and service that count

01483 462860

local.councils@cameandcompany.co.uk

Blenheim House, 1-2 Bridge Street
Guildford, Surrey GU1 4RY

01483 462860

local.councils@cameandcompany.co.uk

Blenheim House, 1-2 Bridge Street
Guildford, Surrey GU1 4RY

01483 462860

local.councils@cameandcompany.co.uk

Blenheim House, 1-2 Bridge Street
Guildford, Surrey GU1 4RY

Top